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Serving Those Who Served
I'm Eric Mullins, CFP®, CRPC®, and I built this practice around one simple belief — the people who spend their careers serving others deserve financial guidance that truly serves them back. Whether you're a government employee, first responder, educator, or healthcare professional in the Twin Cities, this blog is written with you in mind. Expect plain-language guidance on pensions, retirement income, tax strategies, and everything in between — no jargon, no pressure, just honest conversation about what retirement actually looks like for people like you.
2027 Social Security COLA: Benefits Increase 3.6% — What Minnesota Retirees Should Know
A 3.6% Social Security COLA arrives in 2027. Learn how it may affect net benefits, Medicare premiums, taxes, and MN retirement planning.
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5 MNDCP Questions Minnesota Public Employees Should Review Before Retirement
Approaching retirement from Minnesota public service? Review five MNDCP 457(b) questions about contributions, Roth vs. pre-tax savings, investments, withdrawals, and rollovers.
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Estate Planning Documents and Roles: Who Does What—and When?
Completing an estate plan can feel a little like learning a new language. Will. Trust. Trustee. Personal representative. Power of attorney. Health care agent. Guardian. Many of these terms sound similar, but they serve very different...
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Is It Time to Update Your Estate Plan?
Estate planning is an important part of your financial plan. Learn what to review, how Wealth.com can help create state-specific documents, and how to finally check this important task off your list.
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Minnesota’s Workforce Shortage May Create Return-to-Work Opportunities for Public Employees : But Re
Minnesota’s shrinking middle-aged workforce may create more return-to-work and consulting opportunities for retired public employees. Before saying yes, review the pension, Social Security, Medicare, tax, small-business, and 457(b) impacts.
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PERA Police & Fire 2026 Pension Change: Why Retirement Date Timing Matters
PERA’s 2026 Police & Fire pension changes make retirement date timing important. A June 1 vs. July 1 example shows how one extra pension check, prorated increases, taxes, health insurance, and 457(b) planning can affect the decision.
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Celebrating 250 Years of America: Honoring the Freedom We Enjoy and Those Who Made It Possible
As America celebrates its 250th birthday, we honor the military, veterans, first responders, educators, healthcare professionals, and public servants who have served our nation and communities with dedication and sacrifice.
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What Does Retirement From Public Service Actually Look Like for You?
Retirement Planning for Minnesota Government Employees, Educators, First Responders, and Healthcare Professionals Nearing Retirement: Unlocking Confidence Through CLARITY — Clarify Your Vision, Goals & Priorities
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Intro to The CLARITY Retirement Method
You Spent Your Career Serving Others. Here's a Retirement Plan Finally Built Around You. An overview of The CLARITY Retirement Method - a framework designed specifically for public servants, first responders, educators, and healthcare...
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